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    MSME Banking Your growth partner in every stage of business.

Join a bank built around you

Faulu exists to help customers grow their livelihoods. We listen to our customers and design practical financial solutions that support everyday businesses – from traders and MSMEs to retail and institutions. Our banking, savings, investment and insurance solutions are built to empower communities, strengthen businesses, and turn daily effort into lasting progress.

Your financial needs deserve solutions that fit your life and business

Find simple, flexible banking that helps you grow your business and achieve your goals.

Take control of your finances, with ease

Manage your money simply and securely across all our banking channels – anytime, anywhere.

Mobile Banking (Digicash App & USSD)

With the Digicash App and USSD *339#, you can manage your money 24/7 straight from your smartphone. Check balances, send money, paybills, and stay in control of your finances.

Benefits

  • Bank 24/7 without worrying about branch hours
  • Withdraw, send money, pay bills, and buy airtime without visiting a branch
  • Enjoy secure transactions with verification before every payment
  • Get instant alerts when money goes in and out
  • Access Mobile loans and mini statement on your phone

Banking in your hands – anytime, anywhere

Visa Debit Cards

Faulu Visa Debit Cards give you a fast, safe, and convenient way to pay anytime, anywhere.

Features

  • Free swipe transactions
  • Secure and hassle-free payments every time
  • Easy tracking and control of your spending

Pay easily without carrying cash

Merchant Paybill (6-Digit code)

With a Faulu Merchant paybill 6-digi code, customers pay you directly from their phones while all payments are credited into one account – making it easier to track sales, reconcile payments, and reduce cash handling.

Features

  • One 6-digit code for all customer payments
  • All payments consolidated into a single account
  • Faster, more secure transactions
  • East tracking and reconciliation of sales

Collect and consolidate all your customer payments in one place

Agency Banking

Available Services

  • Open an account
  • Deposit and withdraw cash
  • Check your account balance
  • Pay bills and utilities

Find a Faulu Agent near you

Access everyday banking services at any of our 100+ agents – deposit, withdraw, and manage your account conveniently without visiting a branch

Internet banking

Features

  • Account balance enquiry and statements
  • Funds transfer and bill payments
  • Bulk salary and supplier payments
  • Secure, anytime online access

Access your accounts securely from anywhere to make payments, transfer funds, and manage business transactions – all from one online platform.

Why choose Faulu Microfinance BankBecause your future deserves practical financial support that helps you move forward with confidence

Let us help you move forward

What you can expect

  • Competitive and affordable interest rates
  • Flexible repayment options that suit your cashflow
  • Access to more than one loan, subject to eligibility
  • Financing to grow, improve, or expand your business
  • Fast and efficient loan application processing

Get access to credit solutions designed to support your personal goals, grow your business, or strengthen your investment group – with financing that fits your needs and timing.